Articles and guides
Filing a Czech Tax Return as an Expat Freelancer: Residency, Deadlines and What Goes Where
A plain-English walk through the Czech tax return for self-employed foreigners: whether you are a tax resident, which deadline applies to you in 2027, how to handle foreign income and currencies, and what follows after you file.
Accountants with Expat Clients: How to Get Documents on Time Without Chasing Emails
Foreign clients bring neobanks, five currencies and no idea what a kontrolní hlášení is. Here is a system that gets their documents to your office on time, with English templates you can copy.
How Much Do iDoklad and Fakturoid Cost? 2026 Prices and the Plan You Actually Need
Both price lists look cheap until you check which plan has payment matching and the VAT return. Here is what iDoklad and Fakturoid really cost in 2026, with VAT, per year, for four typical setups.
Freelancing in Czechia as a Foreigner: Trade Licence, Taxes and Insurance in Your First Year
A practical first-year guide for expats who want to freelance on a Czech trade licence: what your nationality changes, which insurance you pay, how to choose a tax regime, what foreign clients mean for VAT, and the deadlines that catch newcomers out.
iDoklad and Fakturoid Alternatives: What to Switch To and When It Is Worth It
Why people leave iDoklad and Fakturoid, which alternative fits each reason, what they cost in November 2026, and how to switch without breaking your invoice numbering or your accountant's month.
Tax on Stocks, ETFs and Crypto in Czechia: Time Test, the 100,000 CZK Limit and Dividends
Most private investors in Czechia owe nothing when they sell, thanks to the value test and the three year time test. A worked example of how the two interact, what is different for crypto and CFDs, foreign dividends and the W-8BEN, the 5 million CZK notice, and how MoneySky works out your realised gains.
Does Your Rented Flat Pay for Itself? Rent, Mortgage Interest and Equity Explained
If the rent covers the mortgage, does the flat pay for itself? Split the payment into interest and principal and the picture changes. A worked Czech example, what refixation does, the 30% flat vs actual expenses choice for rental tax, and how MoneySky now tracks properties and loans.
Connecting ChatGPT or Claude to Your Finances: How MCP Works and What Is Actually Safe
You can now let Claude or ChatGPT read your transactions and invoices through the Model Context Protocol. Done right, the assistant never sees a password, cannot move money and asks before changing anything. The remaining risks are prompt injection and privacy. How it works and what to check.
How to Budget on an Irregular Income: A Simple System for Freelancers
Monthly budgets assume the same pay every month. Freelancers do not get that. The fix is to turn a lumpy income into a steady salary: tax money goes aside first, a buffer absorbs the swings, and you only raise your pay once the buffer is full. A worked example included.
Is It Safe to Connect Your Bank Account to a Budgeting App? How EU Open Banking Works
In the EU, connecting a bank account to a budgeting app runs over regulated, read-only open banking access: you log in at your bank, the app never sees your password and cannot move money. The real risks sit elsewhere. Here is how it works and how to vet an app.
How to Invoice a Client in Another EU Country: Reverse Charge, VIES and What the Invoice Must Say
Invoicing a business in another EU country is simpler than it looks: for most services you charge no VAT, the client accounts for it under reverse charge, and you report the sale in a recapitulative statement. Here is exactly what the invoice must contain and where people get it wrong.
E-Invoicing in the EU: Country-by-Country Deadlines from 2026 to 2030
There is no single EU deadline for domestic e-invoicing yet. Belgium, Croatia, Poland and France already require it, Slovakia and Germany follow in 2027, Spain after that, and from 1 July 2030 every intra-EU B2B invoice must be electronic. A country table and what it means for small businesses.