Announcing Smart Invoicing & Receipts

All Your Finances in One Place

MoneySky connects your Czech and European bank accounts, investment accounts, and stock portfolios into a single dashboard — with AI-powered categorization and tax optimization for OSVČ and s.r.o.

Supported Institutions

2685+ Banks

Native EU Banking Infrastructure
Security Protocol

End-to-End Encryption

GDPR Compliant
Trusted Partners
GOCARDLESSGROQ

Powered by trusted financial infrastructure

GOCARDLESSGROQ
2685 banks supported across EuropeAI-powered with zero data retention

Your money data, locked down.

Read-Only Access

MoneySky never initiates transactions. We connect via read-only APIs so your money stays exactly where it is.

EU-Regulated Infrastructure

Bank connections powered by GoCardless, an FCA-authorized payment institution operating under EU financial regulations.

End-to-End Encryption

All data is encrypted in transit and at rest. Your credentials are never stored on our servers.

GDPR Compliant

Your data stays in the EU. Full GDPR compliance with transparent data processing and the right to export or delete at any time.

Everything You Need to Manage Your Finances

Powerful tools designed for freelancers and small businesses.

Connect & Sync

Connect bank accounts, investment accounts, and stock portfolios. Import from eToro.

Smart Transactions

All your transactions in one place, automatically categorized by AI. Spot recurring charges and track spending effortlessly.

Smart Categorization

Automatic transaction categorization powered by AI.

Monitor Subscriptions

Track recurring payments and never miss a billing cycle.

Investments

See your trade history, deposits, and withdrawals from every exchange. Know your profit or loss with automatic cost basis tracking.

Dynamic Budgeting

Set flexible budgets that adapt to your spending patterns.

Net Worth Tracker

Track your total portfolio value, see how much you've invested, and know your profit or loss across all accounts.

Invoicing & Payments

Create professional invoices, send them directly, track payment status, and auto-match incoming payments.

Receipts & Expenses

Scan receipts, extract details automatically, and match them to transactions. Keep all your expenses organized.

Tax Tools

Tax calculator, business structure optimizer, VAT threshold monitor, and accountant-ready exports in one place.

Tax Forecasting

Estimate your taxes and plan ahead.

Finally, a finance app that works across Europe.

Most finance apps are built for the US market. MoneySky is designed from the ground up for European freelancers and businesses — with native PSD2 bank connections, multi-currency support, and deep Czech tax intelligence.

33 European Countries

Connect bank accounts from any EU/EEA country through PSD2-compliant open banking infrastructure.

Multi-Currency Native

Track accounts in EUR, CZK, GBP, and 20+ currencies with automatic exchange rate conversion.

Czech Tax Intelligence

Built-in support for OSVČ and s.r.o. tax calculations, VAT monitoring, and accountant-ready exports.

Get started in minutes with three simple steps.

How It Works

PHASE_01 // CONNECT

Create Your Account

Sign up for free and set up your profile in minutes.

PHASE_02 // PROCESS

Connect Your Data

Link your bank accounts or add transactions manually.

PHASE_03 // REPORT

Get Insights

See your financial overview and start making smarter decisions.

Simple, Transparent Pricing

One plan. Everything included. Try free for 14 days.

Pro

For freelancers and professionals

€7.99/month

Start your 14-day free trial
  • Unlimited bank accounts
  • Advanced AI insights
  • Invoice management
  • Tax calculator & VAT monitor
  • Unlimited receipt scanning
  • Business entity management
  • Export to accounting formats
  • Priority support

Pro

2 months free

For freelancers and professionals

€79.90/year

Start your 14-day free trial

14-day free trial included

  • Unlimited bank accounts
  • Advanced AI insights
  • Invoice management
  • Tax calculator & VAT monitor
  • Unlimited receipt scanning
  • Business entity management
  • Export to accounting formats
  • Priority support

Frequently Asked Questions

Yes. We use bank-level encryption and never store your banking credentials.

Operational Readiness

Ready to Take Control of Your Finances?

Join the growing community of modern professionals who use MoneySky to organize their finances.