What gets synced
Account details, balances and transactions, including counterparty, variable symbol and the bank's own description. Everything arrives categorised and is matched against your open invoices.
Fio banka is popular with Czech freelancers for its free business account and its long-standing open API. MoneySky connects through the regulated open banking interface, reads accounts, balances and transactions, and matches incoming payments against your open invoices.
Fio returns up to 730 days of history, so the first connection already puts two years of movement into MoneySky. That covers last year's income and the calendar-year turnover behind the VAT threshold without uploading a single statement. You confirm the connection in Smartbanking and it stays read-only.
Account details, balances and transactions, including counterparty, variable symbol and the bank's own description. Everything arrives categorised and is matched against your open invoices.
MoneySky requests open banking consents that last 90 days. MoneySky notifies you before it lapses, and renewing takes a few taps in your banking app. You can revoke the consent at your bank at any time.
Reconcile invoices, track the VAT threshold, compare tax regimes and produce accountant-ready exports, all from the same transaction feed.
Read-only access, authorised in your own banking app, revocable at any time.
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