Your bank, invoices and taxes in one place
MoneySky pulls in your bank accounts, crypto exchanges and eToro portfolio, matches incoming payments to your invoices and works out what you owe as an OSVČ or s.r.o.
For your own money and for the business you run
What MoneySky does
Ask your AI assistant about your money
Connect Claude, ChatGPT or another assistant to MoneySky and ask which invoices are overdue, what you spent on software this year or how close you are to the VAT threshold. It can also make changes, but only the ones you allow.
- Works with Claude, ChatGPT, Claude Code, Cursor and other MCP clients
- Read-only by default, with separate permissions for each area
- Deleting, sending and syncing wait until you confirm them in MoneySky
Made for European banks and Czech tax law
Most personal finance apps assume a US bank and a US tax return. MoneySky connects through PSD2 open banking, keeps every account in its own currency and follows the Czech rules for OSVČ and s.r.o.
Banks across Europe
Connect accounts in the EU, the EEA and the UK. If your bank is not covered, import a CSV statement instead.
Any currency
Accounts and invoices keep their own currency. Totals are converted into the currency you report in.
Czech tax rules
Flat-rate expenses, paušální daň, social and health insurance and the VAT threshold, with the rates for each tax year.
How it works
Three stepsSign up
Create an account with your email or Google. The trial lasts 14 days and does not ask for a card.
Connect your accounts
Link your banks and exchanges, or import a CSV statement. Most Czech banks send up to two years of history on the first sync.
Open the dashboard
This month's spending and budgets, payments due in the next 30 days, unpaid invoices and your VAT headroom, all on one screen.
What happens to your data
Read-only bank access
MoneySky can read balances and transactions. It cannot make payments, and you can revoke the consent in your banking app at any time.
Regulated connections
Banks connect through GoCardless, authorised by the FCA under reference 597190. You log in at your own bank, so we never see your banking password.
Encryption
Everything travels over TLS. Bank tokens, IBANs and exchange API keys are encrypted in our database.
Stored in the EU
Your data stays on servers in the EU and is never sold. Export it whenever you like. If you delete your account, we email you a full archive and give you 14 days to change your mind.
One plan, everything included
€79.90/year
For freelancers and small companies
- Unlimited bank accounts and exchanges
- AI categorisation and insights
- Invoices with automatic payment matching
- ISDOC and Peppol e-invoices
- Unlimited receipt scanning
- Several business entities in one account
- Tax comparison, VAT monitor and accountant exports
- Claude and ChatGPT connection over MCP
Includes a 14-day free trial
Frequently asked questions
- Bank access is read-only and runs through GoCardless, so we never see your banking password. Your data is stored in the EU, and bank tokens and exchange API keys are encrypted.
- Yes. One account holds several business entities next to your personal finances, each with its own invoices, bank accounts and tax figures.
- You get the whole product for 14 days without entering a card. When the trial ends, choose monthly or yearly billing to keep your accounts syncing.
- Yes. Export any period as a ZIP with invoice PDFs, receipts, a transactions CSV and a summary report. Each issued invoice can also be downloaded as an ISDOC file.